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Renters Insurance in Alexandria, MN and Surrounding Areas

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Timm Agency Insurance, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Timm Agency Insurance are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Timm Agency Insurance

510 22nd Ave E, # 300
Alexandria, MN 56308
Main office: 320-763-4516
Fax: 320-763-9510

Our Providers

Testimonials

I have been with The Timm Agency for over a decade, most of it while living in Minneapolis. They have always been quick to respond and I have had a number of instances when they've called to say they've found me better rates! Impeccable service and I would highly recommend them to anyone.

David T
Daylon saved me hundreds and gave me better insurance policies. When the time came to make a claim he was timely and he guided me through the process. Switching to The Jeff Timm Agency was one of the best financial decisions I've made in the past few years. -I. Triebold

Issac T.
For years, we had our homeowners policy with a local company and were VERY unhappy with the service we received. So we looked into switching. One year later, I am happy to say that after a claim we recently had to make we are BLOWN AWAY by the care, and service we received from you all! Thank you!!!!

Caryn S.