Give us a call
320.763.4516

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Timm Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Timm Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Timm Agency before making a decision.

Our Location

Timm Agency Insurance

510 22nd Ave E, # 300
Alexandria, MN 56308
Main office: 320-763-4516
Fax: 320-763-9510

Our Providers

Testimonials

I have been with The Timm Agency for over a decade, most of it while living in Minneapolis. They have always been quick to respond and I have had a number of instances when they've called to say they've found me better rates! Impeccable service and I would highly recommend them to anyone.

David T
Daylon saved me hundreds and gave me better insurance policies. When the time came to make a claim he was timely and he guided me through the process. Switching to The Jeff Timm Agency was one of the best financial decisions I've made in the past few years. -I. Triebold

Issac T.
For years, we had our homeowners policy with a local company and were VERY unhappy with the service we received. So we looked into switching. One year later, I am happy to say that after a claim we recently had to make we are BLOWN AWAY by the care, and service we received from you all! Thank you!!!!

Caryn S.